Privacy Policy

ratuking4d is committed to protecting your personal data. This Privacy Policy explains what information we collect, why we collect it, how it is used, and the rights you hold over your own data.

Effective Date: 1 January 2026  |  Last Reviewed: 1 January 2026

How We Protect Your Privacy

Six concrete practices that back every clause in this Privacy Policy — not promises, but operational realities built into the ratuking4d platform.

256-bit SSL Encryption

All data transmitted between your device and ratuking4d is encrypted with the same standard used by Malaysian banking applications.

No Data Selling

Your personal and financial data is never sold to advertisers or data brokers. Period. It is used only to operate your Account and meet regulatory requirements.

Defined Retention Periods

Data is held only as long as legally required — typically five years for transaction records — and is securely deleted or anonymised thereafter.

Two-Factor Authentication

2FA is available on every Account, adding an extra layer of protection against unauthorised access to your profile and funds.

Your Rights, Honoured

Access, rectification, erasure, portability — we process all verified data subject requests within 30 days and at no charge for legitimate submissions.

Regular Security Audits

Our infrastructure undergoes regular penetration testing and vulnerability assessments to ensure your data remains protected against emerging threats.

Your Data. Your Rights. Our Responsibility.

Questions about how ratuking4d handles your personal data? Our support team is available 24/7 in English, Bahasa Melayu, and Mandarin — or explore our FAQ for quick answers.

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